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Upstate Alliance for the Creative Economy

ashleigh kinsey

Community Loan Fund Business Spotlight: Coiled, A Textured Salon

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Lavida Barkley began braiding hair at the age of 12, and what began as a hobby gradually became a profession starting with her first “client” at the age of 15 . “I relied on hair braiding off and on for years, while living in the Capital Region, to Atlanta Georgia, and back.” When she returned to the Capital Region to get better services for her son who is on the autism spectrum, she decided not to return to a traditional job position and instead started her own business, called Coiled: A Textured Salon. Lavida says, “I did business development programs and was denied funding in the program. I even went to a local credit union for financial support. The programs had a lack of diversity, it was tough to get them to understand what I was trying to do.”

Typically, natural hair salons don’t do chemical treatments and focus instead on textured hair health. Many times these hair types are neglected in the mainstream industry, but that began to change with the natural hair movement of the 2000s. Statistics show that more women are embracing their natural hair, and the industry has seen a major shift in the past decade.

When Lavida connected with the Community Loan Fund, she said she noticed a difference right away. “They were kind and helpful. They took the time to review my business plan and helped me through it all, from start to finish.” She also mentioned that the team was more diverse than other potential lenders, and had more understanding of what she was trying to do. After a few months, Lavida was able to launch her business in her own space at 1305 Nott Street, Schenectady. For a lot of small businesses, having some sort of financial support is necessary when it comes to achieving their goals. Unfortunately, the community loan fund isn’t available for everybody but small businesses can still use sites like https://l3funding.com/line-of-credit to find a line of credit and fund their dreams. This is useful for business owners. There are so many things that a business owner needs to pay for, so loans and financial support can be really beneficial. Something that would probably benefit business owners would be more affordable access to broadband. In the UK, the Labour government had promised to give homeowners and business owners wider access to cheap broadband, according to this article here. If only the United States would offer their small business owners something similar to this. It could really help some people to chase their business dreams.

“I am blessed to have clients who travel from Vermont, Boston, and western New York to be served because they know the offerings are customized for their curl. I don’t believe there are limitations based on where a business is located or who it’s surrounded by. My salon is tailored for ALL curl types, from coils and curls to waves and my specialty is what sets me apart from other businesses.”
“Having moved away from the area for a year and returning was eye-opening. I can attribute my awareness of my calling to that experience. I know now that if I moved through life with a little more faith and fearlessness that my journey would have started much sooner. I am not where I will end up yet, but I hope to encourage others who may want to make the leap but are paralyzed by fear. I don’t want to look back on my life when I’m older and have ‘should have, could have or would have’ rolling around in my head.”

Lavida says, “If it’s something positive in the capacity of serving others… move without regret.”

The Community Loan Fund offers a variety of lending options and continued support for businesses like Coiled: A Textured Salon. Traditional banks and credit unions would call this a high risk, and it would be highly unlikely that the loan would be approved. The Community Loan Fund offers reviews on a case-by-case basis for its financial viability and positive social impact. If you are looking to expand your business, you can get more information and set up a time to talk with someone at The Community Loan Fund by clicking here.

Community Loan Fund Business Spotlight: Dance Fire Studio & Fitness

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The Community Loan Fund has been helping businesses and individuals be successful since 1985 and offers a variety of programs and resources. They provide access to capital for microenterprises and freelancers for business development. This article is a part of a series that highlights local businesses who have benefitted from a Community Loan Fund Loan. Other businesses may have used a usda b&i to help them get the necessary help with their company growth.

Natalia and Florin Vlad opened Dance Fire Studio & Fitness in 2017, because they wanted to start a business that would offer world-class ballroom dance lessons to the Capital Region. Natalia says that they especially wanted to be independently owned, “because we don’t have the same restrictions as other dance studios. If we need to switch something, we can. We have the freedom and flexibility to create the best experience for our clients.” Although starting and running a business can be incredibly demanding, the rewards are there for everyone to see. You can read this guide if you want some advice on starting a business. Natalia and Florin also keep their own dance careers in full swing — they are three-time national finalists, and compete in both national and international competitions,most recently in Paris.

Scaling Up

Dance Fire had been renting space to do their dance lessons but they knew they wanted a space of their own, and that they would need a loan to open a “dance home” that everyone could benefit from. They began working with the Small Business Development Center, who helped them create a business plan. Someone at the center recommended the Community Loan Fund for lending options, because their business was nontraditional.

Every business has to start somewhere, and most start off in a similar position, which is why the need to create a business plan has never been so great. This is because it helps you to lay out all of your foundations in great detail, specifically your finances. By establishing this, you will be able to determine your financial path for the foreseeable future, and with the help of Synario and their scenario analysis model, you can base these types of decisions on possible outcomes, which will only help your success in the long run. But always having that extra bit of help to start with is always beneficial, and looking into a Community Fund Loan is never a bad first step to take.

Upon contacting the Community Loan Fund, they were matched up with Destiny, a loan support representative. “The process wasn’t just an application. You have to present to a group of investors and Destiny helped us prepare for that” Natalia said. “We felt supported through the entire process, from reviewing our business plan, to the presentation, The Community Loan Fund was a great help. To this day, if we need support, we know we can count on The Community Loan Fund.” The process took 8 months from start to finish, and in November 2017 they opened Dance Fire Studio & Fitness, with 4,400 sq ft of floating wooden dance floor, a temperature controlled facility, a high quality sound system, changing rooms, and more. “We knew we wanted a high quality space. We wanted to do it right- create a place for our students to have access to a quality studio and feel comfortable.”

When asked why Natalia and Florin decided to open their business in the Capital Region, they said,”The location is great, it’s close to major cities. All the businesses in the area want you to succeed. The sense of community is just different. And the cost of living allows us to have a facility that would be much harder to get in New York City!”

The Community Loan Fund offers a variety of lending options and continued support for non traditional businesses like Dance Fire Studio & Fitness. Many traditional banks would call this a high risk, and it would be highly unlikely that the loan would be approved. The Community Loan Fund offers reviews on a case-by-case basis for its financial viability and positive social impact. If you are looking to expand your business, you can get more information and set up a time to talk with someone at The Community Loan Fund by clicking here.

Community Loan Fund Business Spotlight: The Makeup Curio

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The Community Loan Fund has been helping businesses and individuals be successful since 1985 and offers a variety of programs and resources. Although there are other loans small business can get onboard with, such as those from smallbusinessloans.co, the Community Loan Fund provide access to capital for microenterprises and freelancers for business development. This article is a part of a series that highlights local businesses who has benefitted from a Community Loan Fund Loan, like The Makeup Curio, and have used it to build their business.

Jenn Dugan at The Makeup Curio started her business officially in August 2016 in her home, but when she wanted to expand her business to include facials, she knew she wanted to do it right- and that required her to not only have her aesthetics license but an actual space to run her business in.

She opened the store in October 2017 with the help of a Community Loan Fund Loan.

“It was a gradual progression and took about 4 months from start to finish,” Jenn says.

When asked what advice she has for other creatives and aspiring aestheticians, Jenn says, “Be patient, it’s hard, but it will come when it’s meant to.”

Jenn began as a costume designer with an emphasis in theatre. Many in this job position also have to do makeup as well, so her first job involved both. She started out as a self-taught hair and makeup stylist, and she does not do “real hair” she styles wigs to be worn for costumes.

Jenn’s love for makeup began to develop and she transitioned to full-time makeup artistry about six years ago. Two years later, she began doing professional makeup regularly for special events, weddings, galas, and of course Halloween makeup. She has also been able to enjoy doing work in theater by teaming up with local high school theater programs to do makeup and hair. This way she is able to bridge the gap between makeup artistry and theatre, and still do what she loves.

She has morphed her business in to two parts – “the “Beautiful” and “the Unusual” – allowing her to do classic event or gala makeup but also to get creative with theatrical and Halloween makeup as well. Jenn says this allows her to be creative and she loves doing both.

There is a strong seasonality to her business. In summer, she helps with theater camps and does makeup appointments on the weekends for special events. In the fall, special events continue with the wedding season, and Halloween is another busy time of year.

October has been her busiest month recently. “People forget that wedding season goes through October,’ Jenn says. “There are days when I have a wedding in the morning, then head over to an event makeup appointment, and then have someone who wants Halloween costume makeup later that evening.” Whilst this is great for her business, it can make filing her taxes a little bit more difficult! With the extra business and income, there will be more to report when she files her taxes. Taxes can be difficult to file anyway, which is why some businesses get in contact with Dave Burton to help them out. In those busier months, it might be a good idea to get some extra help when filing taxes, just to check they’ve been done correctly.

Jenn’s ability to secure a loan from The Community Loan Fund has allowed her to run her business in a space that meets her needs and gives her room to hone her craft even further. When asked why she loves to run her business in the Capital Region, she says “There are so many creatives and collaboration is easy. People actually want others to succeed, and they are supportive of each other.” Others looking to launch a business of their own may want to look towards the services of atlantic union bank to secure a business loan that will set them on the path towards success.

The Community Loan Fund offers a variety of lending options for non-profits, small businesses, freelancers, entrepreneurs, and more. Let’s say you are a freelance photographer and you need $1,000 to cover the cost of upgrading your equipment. The Community Loan fund is more likely to approve a loan for this expense over a traditional bank. Many traditional banks would call this a high risk, and it would be highly unlikely that the loan would be approved. The Community Loan Fund offers reviews on a case-by-case basis for its financial viability and positive social impact. If you are looking to expand your business, you can get more information and set up a time to talk with someone at The Community Loan Fund by clicking here. If like Jenn you’re starting your own business or you already run you’re own, then I suggest taking a look at Salesforce who help shape businesses across all industries by providing information on digital technology and how its transformation will help with promoting your business.

Creative Beginnings: Rachelle “Chelle” Pean of Chelle Marie Wellness

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ACE Digital Manager Ashleigh Kinsey spoke to Rachelle “Chelle” Pean about how she got started in her Holistic Health career.

Rachelle “Chelle” Pean grew up in Schenectady. Her father is from Haiti, and her mother from Maine. Chelle attended SUNY Purchase and got her degree in Psychology before completing her Masters in Social Work at CUNY Hunter in Harlem. She worked in hospitals in the Bronx before returning to the Capital Region to practice. After working at a hospital in Troy, Chelle began to build her business in January of 2018, and started running her practice full-time in August 2018. When asked why she decided to go into business for herself, she said, “I wanted to integrate mind-body healing techniques into talk therapy, but with the demands of working in a bigger system I didn’t have the time or energy to give my clients that experience as much as I wanted to. The demands of working in a large system were also crushing my creativity and I saw it only getting worse if I stayed.” Chelle’s business is all about holistic health. Integrating mind, body, and spiritual healing through talk therapy, yoga, and other mindful practices. Many of her clients have past childhood trauma and Chelle helps them stay present and thrive when past traumas resurface.

Although this was a career Chelle wanted and studied for, it still had some unexpected results that she never imagined. After speaking at an Intergenerational Trauma and Healing Workshop at SUNY New Paltz, Chelle says, “I never really enjoyed talking in groups, but found that if it is something I love, and something I care about, speaking in public is something I’m good at.”

Chelle’s days now consist of teaching yoga classes around the Capital Region, seeing patients, and speaking at workshops about holistic health. When asked what advice she would give to others pursuing a similar path, Chelle says, “Just start. People feel like they have to know everything to share their perspective, but if you share what you care about with your unique perspective, that’s enough [to get started]. That’s valuable. Don’t be afraid to put yourself out there.”

One of her favorite things about living and working in the Capital Region is that it’s easy to collaborate with others. “There’s so much going on in NYC, it’s tough to connect sometimes. Having a smaller network, you know who’s putting on what event, and [connections] feel more personal. Also, you can tell pretty quickly when you are making a difference.”

Although there are many advantages to living in the Capital Region, there is one thing that Chelle thinks could use some improvement. “Inclusion is always an issue. POC’s create their own enclaves, but this area would benefit if there were easy-to-get resources.” Many times

POC’s end up making spaces for themselves instead of trying to fit a particular mold. Chelle recalled an experience at a job where she had a “seat at the table” but still felt disconnected. “It was like the policies were not created for me, and although I’ve had a ‘seat at the table’, it was not effective.”

Chelle says that if there was a true opportunity to facilitate changes in policies within organizations to promote inclusion, she would love to be a part, but for now, it would be a better use of her energy for good if she focused on “building her own table” with policies and procedures that were more inclusive in nature.

Chelle teaches a donation-based yoga class every Thursday at the African American Cultural Center, 135 South Pearl St, Albany NY. She also teaches Sundays at 12pm at Yoga Bliss on the Boulevard, 140 Erie Blvd, Schenectady, NY. Chelle also does workshops. For more information visit chellemariewellness.com.

The Rodney Shop Brings an Artist’s Whimsical Creations to Catskill

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Artist Rodney Alan Greenblat, world famous for his whimsical, vibrant, and fun artwork, is the owner/operator of the Rodney Shop boutique, one of the many artist-run boutiques on Main Street in Catskill, NY. His interest in art began as a young child and he was propelled into the arts world with his first “gig” doing an illustration for his school PTA handbook at the age of 11.

As a sculptor and painter, his work became an integral part of the East Village Art scene of the 1980s, where he had several one person shows at the legendary Gracie Mansion Gallery. In 1985 his large sculpture “Ark of Triumph” was featured in the prestigious Whitney Museum Biennial exhibition.

In the 1990’s Rodney took on another title, and published four children’s books published by Harper Collins. Uncle Wizzmo’s New Used Car, Aunt Ippy’s Museum of Junk, Thunder Bunny, and Slombo The Gross.

When newer technologies started to revolutionize the video game industry,  he became the artistic force behind the best selling game for Sony Playstation called “Parappa The Rapper.” This led to a whole line of products distributed in Japan, and a weekly animated television series. Rodney is known as one of the world’s top character designers.

Rodney is a great example for artists everywhere, especially younger artists. He is a living breathing example of how a passion for the arts can lead to many options beyond the stereotypical “starving artist” if that talent and passion is nurtured and supported.

His artwork is shown regularly at the prestigious BCB ART gallery in Hudson NY. His wares can be purchased online, or in the Rodney Shop store at 362 Main Street in Catskill NY.

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Article by Ashleigh Kinsey

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